Accident insurance pays cash benefits for eligible expenses resulting from accidental injuries. This can help you prepare for those unexpected life events that come your way. Even if your health insurance covers 100% of your medical costs from the accident, you still receive the benefits from your accident insurance plan for eligible costs.

With Accident Pro series products, accident and AD&D coverage is in effect as soon as the policy starts. If you choose a plan that includes critical illness or hospital stay for sickness benefits, those benefits have a 30-day waiting period in most states.