ACA Marketplace
(individual & family plans) for 2025 coverage: Nov 1, 2025 → Jan 15, 2026.
Enroll by Dec 15 for a Jan 1, 2025 start; Enroll Dec 16–Jan 15 for Feb 1 start.
Choose Your Coverage Path?
Find the Right Health Coverage for You
Explore your options for government plans, marketplace enrollment, and special enrollment opportunities tailored to your needs.
Government
(ACA)
Need insurance as early as tomorrow to cover the next 30 to 90 days? Let me help secure immediate individual and family coverage for you. It’s even possible to....
Special Enrollment
Period (SEP)
You can only enroll in or change Marketplace plans if you qualify for a Special Enrollment Period based on certain life changes or your estimated household income.
Find the Right Health Coverage for You
Explore your options for government plans, marketplace enrollment, and special enrollment opportunities tailored to your needs.
Government
(ACA)
Need insurance as early as tomorrow to cover the next 30 to 90 days? Let me help secure immediate individual and family coverage for you. It’s even possible to....
Special Enrollment
Period (SEP)
You can only enroll in or change Marketplace plans if you qualify for a Special Enrollment Period based on certain life changes or your estimated household income.
Special Enrollment Period (SEP)
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time.
Job-based plans must provide a Special Enrollment Period of at least 30 days.
Easy plan shopping
Browse and compare plans based on what matters to you most.
Marketplace / ACA Plans
For individuals and families who qualify for subsidies, ACA Marketplace plans can be a cost-effective choice.
Open Enrollment Only: Available from Nov 1 – Jan 15 each year.
Special Enrollment Events: Outside that period, coverage is only available if you’ve had a major life change (marriage, divorce, new baby, job loss, etc.).
Subsidy Opportunities: Premiums may be reduced if you qualify based on income.
Alternative PPO Coverage (Available Year-Round)
A unique private health coverage option that gives individuals access to large-group style benefits with more flexibility than the ACA marketplace.
Available Any Time of Year
Enroll anytime without waiting for open enrollment or needing a qualifying event.
Broad PPO Network
Choose from a wide pool of doctors, hospitals, and specialists nationwide—no narrow networks.
No Referrals Needed
Go directly to specialists without requiring a referral from your primary doctor.
Cost-Effective for Many Individuals
Especially competitive for those who don’t qualify for ACA subsidies, offering lower premiums and strong benefits.
Marketplace / ACA Plans
For individuals and families who qualify for subsidies, ACA Marketplace plans can be a cost-effective choice.
Open Enrollment Only: Available from Nov 1 – Jan 15 each year.
Special Enrollment Events: Outside that period, coverage is only available if you’ve had a major life change (marriage, divorce, new baby, job loss, etc.).
Subsidy Opportunities: Premiums may be reduced if you qualify based on income.
Alternative PPO Coverage (Available Year-Round)
A unique private health coverage option that gives individuals access to large-group style benefits with more flexibility than the ACA marketplace.
Available Any Time of Year
Enroll anytime without waiting for open enrollment or needing a qualifying event.
Broad PPO Network
Choose from a wide pool of doctors, hospitals, and specialists nationwide—no narrow networks.
No Referrals Needed
Go directly to specialists without requiring a referral from your primary doctor.
Cost-Effective for Many Individuals
Especially competitive for those who don’t qualify for ACA subsidies, offering lower premiums and strong benefits.
Group PPO Coverage
Employers can now offer research-driven, self-funded health benefits that rival Fortune 500 packages—without Fortune 500 costs.
Multiple Plan Designs
Options include Visit Limit, Major Medical, and HSA-compatible plans to fit different employee needs.
Flexible Deductibles
From lower out-of-pocket choices to higher-deductible
plans for cost savings.
Nationwide PPO Networks
Employees gain access to broad networks of doctors, specialists, and hospitals.
Competitive Premiums for Employers
Keep costs manageable while offering employees the
valuable coverage they deserve.
Group PPO Coverage
Employers can now offer research-driven, self-funded health benefits that rival Fortune 500 packages—without Fortune 500 costs.
Multiple Plan Designs
Options include Visit Limit, Major Medical, and HSA-compatible plans to fit different employee needs.
Flexible Deductibles
From lower out-of-pocket choices to higher-deductible
plans for cost savings.
Nationwide PPO Networks
Employees gain access to broad networks of doctors, specialists, and hospitals.
Competitive Premiums for Employers
Keep costs manageable while offering employees the
valuable coverage they deserve.
GET the Best
affordable health plan
Get your free Health Insurance quote now!
No binding commitment, completely FREE!
(281) 660-8741
1800 West Loop South Ste 1700
Houston, TX 77027
GET the Best
affordable health plan
Get your free Health Insurance quote now!
No binding commitment, completely FREE!
(281) 660-8741
1800 West Loop South Ste 1700
Houston, TX 77027
