Looking for health insurance you can actually understand?
Start Here - Whether You're an Individual of a Business Owner
Let’s figure out which path fits your situation. No confusion. No pressure.
Just options you can trust.
Which One Are You?
I Need Health Insurance for Myself or My Family
We’ll check if you qualify for a Special Enrollment Period and walk you through Individual PPO or Marketplace plan options — with zero jargon and clear next steps.
I’m a Business Owner Looking for Employee Benefits
You’ll get a custom group quote, help evaluating your current plan (if any), and guidance on ACA compliance, contribution strategy, and onboarding support.
Looking for health insurance you can actually understand?
Start Here - Whether You're an Individual of a Business Owner
Let’s figure out which path fits your situation. No confusion. No pressure. Just options you can trust.
Which One Are You?
I Need Health Insurance for Myself or My Family
We’ll check if you qualify for a Special Enrollment Period and walk you through Individual PPO or Marketplace plan options — with zero jargon and clear next steps.
I’m a Business Owner Looking for Employee Benefits
You’ll get a custom group quote, help evaluating your current plan (if any), and guidance on ACA compliance, contribution strategy, and onboarding support.
What Every Business Owner Needs to Know
Health insurance isn’t just another line item on your expense sheet—it’s a powerful tool for attracting and retaining top talent. In today’s competitive job market, employees aren’t just looking at salary; they’re evaluating the full benefits package. Offering a strong health insurance plan signals that you value your team’s well-being, which can set you apart from other employers and build loyalty with your workforce. For high-performing employees, this level of care can be the deciding factor in choosing to join—or stay with—your company.
Beyond recruitment and retention, health insurance plays a critical role in compliance for certain businesses. Under the Affordable Care Act (ACA), companies with 50 or more full-time employees are required to offer qualifying health coverage or face potential penalties. Providing the right benefits package not only keeps you compliant with federal guidelines, but also protects your business from costly fines and reputational risk. Whether you’re growing toward that threshold or already there, understanding your options now ensures you’re prepared for both your team’s needs and the law’s requirements.
What Every Business Owner Needs to Know
Health insurance isn’t just another line item on your expense sheet—it’s a powerful tool for attracting and retaining top talent. In today’s competitive job market, employees aren’t just looking at salary; they’re evaluating the full benefits package. Offering a strong health insurance plan signals that you value your team’s well-being, which can set you apart from other employers and build loyalty with your workforce. For high-performing employees, this level of care can be the deciding factor in choosing to join—or stay with—your company.
Beyond recruitment and retention, health insurance plays a critical role in compliance for certain businesses. Under the Affordable Care Act (ACA), companies with 50 or more full-time employees are required to offer qualifying health coverage or face potential penalties. Providing the right benefits package not only keeps you compliant with federal guidelines, but also protects your business from costly fines and reputational risk. Whether you’re growing toward that threshold or already there, understanding your options now ensures you’re prepared for both your team’s needs and the law’s requirements.
What the Law Requires Every Health Plan to Include
Under federal law, every qualifying health insurance plan must offer what’s known as minimum essential benefits (MEC). These benefits ensure that employees have access to the care they need, when they need it.
A compliant plan must include:
Ambulatory patient services (out-patient care)
Emergency services (emergency room visits)
Hospitalization (Inpatient treatment)
Maternity and newborn care (from prenatal to post-delivery)
Mental health services and addiction treatment
Prescription drugs (limitations may apply)
Rehabilitative services and equipment
Preventative care, wellness services, and chronic disease treatment
Pediatric services
We make sure your plan checks every box for compliance and supports the real-world needs of your workforce—so you can focus on running your business with confidence.
What the Law Requires Every Health Plan to Include
Under federal law, every qualifying health insurance plan must offer what’s known as minimum essential benefits (MEC). These benefits ensure that employees have access to the care they need, when they need it.
A compliant plan must include:
Ambulatory patient services (out-patient care)
Emergency services (emergency room visits)
Hospitalization (Inpatient treatment)
Maternity and newborn care (from prenatal to post-delivery)
Mental health services and addiction treatment
Prescription drugs (limitations may apply)
Rehabilitative services and equipment
Preventative care, wellness services, and chronic disease treatment
Pediatric services
We make sure your plan checks every box for compliance and supports the real-world needs of your workforce—so you can focus on running your business with confidence.
Did You Know You Can Switch
to Us for Free?
Transferring the management of your employee benefits is easier than most business owners realize—and it won’t cost you a dime. With a simple Agent of Record form, we can take over the servicing of your plan at no additional cost.
Once we’re your benefits partner, our dedicated account management team will:
Communicate directly with your employees
Handle claims questions and issues
Review and discuss renewal options
Manage your plan needs year-round
It’s a simple change that gives you expert guidance, better service for your team, and peace of mind knowing your benefits are in capable hands.
Did You Know You Can Switch
to Us for Free?
Transferring the management of your employee benefits is easier than most business owners realize—and it won’t cost you a dime. With a simple Agent of Record form, we can take over the servicing of your plan at no additional cost.
Once we’re your benefits partner, our dedicated account management team will:
Communicate directly
with your employees
Handle claims questions
and issues
Review and discuss
renewal options
Manage your plan needs
year-round
It’s a simple change that gives you expert guidance, better service for your team, and peace of mind knowing your benefits are in capable hands.
attract the best talents
offer, the besT health BENEFITS
GET YOUR FREE INSURANCE QUOTE NOW!
We are looking forward to get you the best employee benefit tailored for your group.
(281) 660-8741
1800 West Loop South Ste 1700
Houston, TX 77027
attract the best talents
offer,the besT health BENEFITs
GET YOUR FREE INSURANCE QUOTE NOW!
We are looking forward to get you the best employee benefit tailored for your group.
(281) 660-8741
1800 West Loop South Ste 1700
Houston, TX 77027
