Smart, Affordable Health Coverage for Individuals & Families
Whether you’re exploring PPO options or qualifying for a Special Enrollment Period, I’ll help you understand your plan, not just buy it.
Smart, Affordable Health Coverage for Individuals & Families
Whether you’re exploring PPO options or qualifying for a Special Enrollment Period, I’ll help you understand your plan, not just buy it.
You’re in the Right Place If You…
Lost health coverage recently
Are self-employed or not offered benefits
Want PPO or private coverage options
Need help qualifying for a Special Enrollment Period
Just want someone to explain this stuff in plain English
You’re in the Right Place If You…
Lost health coverage recently
Are self-employed or not offered benefits
Want PPO or private coverage options
Need help qualifying for a Special Enrollment Period
Just want someone to explain this stuff in plain English
undertanding your options
Compare Government (ACA) Plans vs Private PPO Plans
Government
(ACA Plans)
May qualify for subsidies based on income
Covers pre-existing conditions
Open Enrollment: Nov 1 – Dec 15
Special Enrollment if life event occurs
Private PPO
Plans
Year-round enrollment
Access to larger networks
Often more flexibility on doctors
Great for business owners, 1099s, and early retirees
undertanding your options
Compare Government (ACA) Plans vs Private PPO Plans
Government (ACA Plans)
May qualify for subsidies based on income
Covers pre-existing conditions
Open Enrollment: Nov 1 – Dec 15
Special Enrollment if life event occurs
Private PPO Plans
Year-round enrollment
Access to larger networks
Often more flexibility on doctors
Great for business owners, 1099s, and early retirees
Not Open Enrollment? You
May Still Qualify
You might be eligible for a Special Enrollment Period if
you've rsecently:
Lost your job or insurance
Had a baby
Turned 26
Got married or divorced
Moved states
Had income or household changes
You usually have 60 days from the event to apply.
Not Open Enrollment? You
May Still Qualify
You might be eligible for a Special Enrollment Period if you've rsecently:
Lost your job or insurance
Had a baby
Turned 26
Got married or divorced
Moved states
Had income or household changes
You usually have 60 days from the event to apply.
Why Work With Kevin
"I'm not here to push a plan — I'm here to help you make sense of your options."
With 19 years of experience and access to multiple carriers, I help individuals and families get the protection they need without the pressure.
19 Years
Experience
Multiple
Carriers
Family
Focused
No Pressure
Your Choice
Why Work With Kevin
"I'm not here to push a plan — I'm here to help you make sense of your options."
With 19 years of experience and access to multiple carriers, I help individuals and families get the protection they need without the pressure.
19 Years
Experience
Family
Focused
No Pressure
Your Choice
Multiple
Carriers
Ready to Explore Your Options?
I'll review your situation and show you the best fit — no spam, no surprises.
Review Your Situation
Compare Your Options
Find The Perfect Fit
GET FREE QUOTE NOW!
No binding commitment, completely FREE!
(281) 660-8741
1800 West Loop South Ste 1700
Houston, TX 77027
"Caballaro Agency provides insurance products and services. Insurance products are not securities and are not offered through World Equity Group, Inc. For information regarding securities and investment advisory services, please contact Kevin Caballaro directly. Securities and investment advisory services offered through World Equity Group, Inc. Member FINRA and SIPC, a Registered Investment Adviser. Exponent Prosperity Accelerator Advisors, LLC & SMART Group Houston is not owned or controlled by World Equity Group, Inc."